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The Child Support Agency (CSA) will be able to deal with most but not all circumstances and deals with payments for children until they are 16 or 19 if they are in full-time education. See When to use a court for the areas where the CSA cannot help.
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From 2011, some changes to Child Support Agency (CSA) arrangements are due to be made:
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These belong to your child and are not taken into account when negotiating child maintenance or other financial arrangements.
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An arrangement made through the Child Support Agency (CSA) is legally binding and the CSA can make sure that any missed payments are made good. If the paying parent is working, payments can be deducted straight from earnings. If payments stop, the CSA has a wide range of powers (which sometimes involve applying to the court) to claim the money back, including the following:
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How much maintenance should be paid under a Child Support Agency (CSA) arrangement is worked out according to a formula based on income after tax of the parent without the main day-to-day care, the number of children they have and the number of nights that the children stay with them each week.
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As parents, you are both financially responsible for your children, including any adopted children. This means the parent without main day-to-day care is expected to help with the cost of looking after the children. This is usually done by paying maintenance to the parent who does.
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If your circumstances change – for example, you lose your job, your income changes, your child develops a disability or you have a new baby – you may not be able to meet your child's needs on the maintenance you receive or you may no longer be able to afford to pay the agreed amount.
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To make sure that your children would be financially secure if you or the other parent were to die, consider taking out life insurance.
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Child maintenance is regular financial support that helps to meet your child’s day-to-day living costs. It is usually paid until a child turns 16, or stops full-time school or university education, whichever finishes later.
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Some parents reach an agreement about the level of support that is going to be paid by each of them to help with their child's expenses.
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The amount of tax credit you can claim depends on the number of children you look after and your household income. You may get extra if your child has a disability. If you work, you may be able to claim working tax credit, which, if you have children, can include help with childcare costs. To find out if you are eligible, visit benefits advisor page on Directgov.
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Most people agree child maintenance levels either privately, or through the Child Support Agency (CSA). However, in an exceptional circumstance, where you and the other parent cannot agree the level of support to be paid or received for your child's day-to-day expenses, you can apply to court for a decision if your situation falls within one of the following examples: