husband and i separated...nothing in place legally at the moment.
joint a/c which money goes into monthly at the moment...problem is i am really mindful of our financial sit..husband now renting at £ 1300 p/m + bills...but he seems happy to spend money like water. we have 3 cards that get paid out of the joint a/c each month..my goldfish with litte on usually..his premier and amex which take huge amounts out.
now he has moved out i don`t even get a chance to see what he is spending on..so have suggested in the spirit of transparancy that we send each other copies of the statements each month and clarify any spending that is not clear from the bank statement.
he has said he trusts me and therefore does not see the need ..but i don`t trust him am worried that he will be draining the A/C each month..plus his card are a way of spending for the company geting it paid out of the joint a/c and then clawing back the money fronm the co. Further to this he see no need to pay for the rent out of the joint a/c preferring instead to access the savings to do so..what can i do ? ..he sees it all as his money..and trusts me!

Hi Alexander, I'm new here and may not follow protocol with replies yet but . . . you don't say if you have each separate sources of money going into the J acct so he may be spending more than his share. If you can manage your end with your money, I'd suggest a separate acct. When you mention "The Company" - are you partners, Ltd Co directors, he sole trader? Seems he is having his cake and eating yours too but can't be certain from your current info. Please see a solicitor sooner rather than later for advice - the longer you leave it the more damage could be done to your finances. Spk soon. Keep positive and get moving !
Paul

Before this all blows up in your face you need to open a sole account at a different branch in your name only for your wages to go into & for your personal bills & spending.
You will need proof of ID / Income / & address.
Under no circumstances let him have details of this account at the present time.

Draw out any money from the joint account that is yours & then set up a standing order from your sole account to pay your share of utility bills into joint account. Tell him what you have done & tell him to do the same.
Make sure the direct debits for any cards are cancelled. They should be paid from your sole accounts.

Go to the bank & tell them the joint account is for paying utility bills only & arrange that both of you need to be present to authorise any other outgoings.
That way he can only spend what he has, Not what he wants.
Protect yourself now because when it comes to money it suddenly gets very nasty.

I'm not the money minded person on here, but I know they'd ask, does he work? do you work? any children? And then they'd tell you to use the divorce calculator to find out what you're en­title­d to, then make sure you get it legally in place... well I think they'd say that. I'm sure you'll get a better answer when someones online soon. Just thought I'd chip in there incase you thought you were being ignored lol.

up until 2 years ago i was an active member of the Co (..set up by my husband 20 years ago .)..that i have been involved with and a shareholder, director and employee for the past 12 years. i have contributed a lot professionally and emotionally..but as the marriage disintegrated i have been sidelined..i used to be very involved in the business actively working 5 days a week..now there is "no work for me" and the other 2 directors ( nothing to do with my husband you unserstand!!!) have asked me to resign.. i have refused...so salary into the joint a/c is technically still from both of us but my access to monies in my own right have effectively all but dried up..it is limited co with a t/o of £1.3...had i have known this would be attitude of the Co i would have continued working in my own right independently.At the time i joined my husbands co formally i was earning as much if not more than him..so can anyone add any additional thoughts to this re my situation?