No need to apologise! I just didn't want you to think your post was ignored.
OK: As I understand it, the debt depends on what the money was used for: Mike is good at explaining this! (I think he already did this morning?)
He explained that if say you borrowed to buy a Piano; and only the husband used it, then that could be perceived as having been his debt; however; if a mother borrows for the welfare of the children (say in the absence of the fathers contribution) then that could be perceived as a
'joint' debt.
I was just noting that you have this way of assuming all debt is yours etc. I'm trying to help out by pointing out how things could be split. ie: a court could award you a higher percentage to repay this debt; or reduce his claim if it was for his usage.