I want to share this with everyone who feels that debt is taking over their lives that they feel they are going to loose everything including FMH.

A debt counsellor paid me a visit he was linked to my mortgage company who want to repossess. After an hr of heart rendering chat my bills have been reduced Im keeping my house for sure. Alot of stuff my sol said wasnt bad advice but not the best and as he pointed out they are not debt expects. He wrote down everything I had to say to sol and to all companies. I  thought Id done everything right but I wasnt thinking straight after all,  So a chat

I am nearly half a century old, I have zero qualifications, I am the father of two children: Child J who is 18(my little man) and Child SJ who is 15(my beautiful daughter).  As of June 2004 Child J and I have lived on our own in glorious Gloucestershire.
Mum and I were fully consenting partners for 20 years. I pulled the trigger in the martital breakdown.
I am a modern Dad FULLY involved from conception onwards. In the  social circles we mixed, I was one of the most involved of alll the dads. I deffinately changed more nappies and atteneded more playgroups than Mum. 3 months maternity leave

I really need to vent some steam.

My fiancee is currently divorcing. We have completed his form E weeks ago and whilst waiting for his ex to complete hers she decided to issue financial proceedings. It was her decision to end their marriage. My partner agreed to let her cite his adultery just to speed things up (or so we thought) although he never entered into another relationship until they had seperated. She moved in with her new partner and his kids about a year ago and is not working so gets legal aid, or whatever its called now.

The thing is they don't really have anything to divide. The