Hi all,
I thank you in advance for anyone who takes the time to
post a reply.
I'll try and keep it as laconic as possible.
I moved in with my ex partner in August 2008. Two weeks after
being made redundant, in March/April 2009, we split up. I moved out of the
house and put my belongings into storage. When we bought the house, my ex
partner put down a large sum of money as the deposit. To protect her
interest, I suggested that we get something legal to state that if we break
up then she gets her money back and then any remaining proceeds are split
equally. And so, a declaration of trust was drawn up by our solicitor
during the conveyancing process. It also stipulates, and I reiterate
verbatim, “The parties have agreed in the event of
separation ie if their
relationship comes to an end there should be no objection by
either party to the sale of the property”.
Now the problem is
this: my ex partner refuses to sell the property.
I have been
back to the solicitor who drew-up the Declaration who has, ultimately,
washed her hands of it as it is “not what she usually deals with”. Her
advice was to get another solicitor. The problem with this is that I am
very low on funds. After losing my job at the start of the year and my ex
emptying the joint account without my knowledge (just over £9,000 and
included my last salary) I just don’t have the money to pay
solicitors, barristers and the courts. I’ve
tried to get a no-win, no-fee solicitor and for them to reclaim the costs
from the proceeds of the sale of the house but I just can’t seem to get one
in this climate.
Is there any way I can do this myself to
minimise costs? I have a downloaded a Claim Form Part 7 (obtained the
advice from a thread online somewhere) but do I need a solicitor/barrister
to complete this or sign it?
My ex has refused to play ball for
6/7 months and I’m really struggling to cope. I just want my name taken
off the mortgage or the house to be sold. Neither of which are happening.
The mortgage was on a 6 month holiday but has now expired and it needs to
be paid. I cannot afford to pay it and understand that she has agreed an
interest only mortgage for 3 months. I feel that she will look to move
someone else in so that she can continue with the mortgage. The problem is
that I do not want to be responsible for the mortgage whilst this happens.
My ex is a heavy drugs user and I simply cannot be legally responsible for
the house with her in it. I’ve considered voluntary repossession (I’d
rather not have this against my name, I would like to get another mortgage)
but need her to agree to this.
My ex just seems to bury her head
in the sand and hope that the problem will go away. Meanwhile, I’m left
living out of a suitcase with the burden of an expensive house around my
neck.
Please, can anyone help? I just don’t know what to do
next and this has been going on for so long. I just want to move on with
my life.